Website Disclaimer

1. Informational Purpose Only and No Advice

  1. This website contains general information only and is provided for informational purposes.
  2. Legal, financial, tax, investment, accounting, insurance, technical, or other specific information provided on this website does not constitute advice and must not be treated as such.
  3. Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, a recommendation, an endorsement, an invitation to engage in any transaction, or any form of investment, legal, tax, or financial advice.
  4. You should not rely on any information on this website as a substitute for professional advice tailored to your situation.

2. Jurisdictional Restrictions and Product Availability

  1. Product availability and eligibility are jurisdiction dependent and may change at any time without notice. Certain products, features, services, promotions, or content may be restricted, modified, or unavailable in some jurisdictions, for certain users, or under certain conditions due to applicable laws, regulatory requirements, licensing scope, sanctions rules, or internal policy.
  2. Accessing this website does not mean you are eligible to use any product or service. We do not represent that any product or service is available, appropriate, or compliant for every user or every location.
  3. We do not offer services in any jurisdiction where doing so would be unlawful or would require registration, licensing, authorization, approval, filing, or notification that has not been obtained.
  4. You are solely responsible for ensuring that your access to this website and your use of any product or service complies with all laws and regulations applicable to you. This may include laws relating to digital assets and virtual assets, payments, consumer protection, AML and KYC, sanctions and export controls, data protection, and taxation.
  5. We may restrict or block access based on location or other eligibility criteria. We may also suspend, refuse, limit, or terminate access to any product or service at any time in order to comply with legal or regulatory requirements or to manage risk.

3. No Warranties

  1. The information on this website is provided without any express or implied representations or warranties.
  2. Without limiting the above, we do not warrant or represent that the information on this website:
    1. will always be available, or available at all times; or
    2. is true, accurate, complete, current, or non misleading.
  3. To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non infringement.

4. No Relationship Created

  1. Your use of this website does not create any advisor client, attorney client, fiduciary, or other professional relationship between you and us.
  2. Any communications through this website are not intended to be confidential, unless expressly stated otherwise in writing and subject to applicable law.

5. Interactive Features

  1. This website may include interactive features that allow users to communicate with us.
  2. You acknowledge that, due to the limited nature of communication through these features, any assistance or responses may be incomplete, delayed, or misleading.
  3. Any assistance provided through interactive features does not constitute specific advice and must not be relied upon without obtaining independent verification and professional advice.

6. Professional Assistance and Advice

  1. The information on this website is not a substitute for professional advice from your lawyer, tax advisor, investment or financial advisor, or other qualified expert.
  2. For specific concerns, you should consult a professional advisor or other expert service provider.
  3. Do not delay seeking advice, disregard advice, or start or stop any action based on information from this website.

7. Regulatory Status and Licensing References

  1. Any references on this website to licenses, registrations, authorizations, filings, regulatory status, or compliance are provided for general information only.
  2. Such references may apply only to specific legal entities within our group and only to specific activities. They do not imply that all products, features, or services described on this website are regulated, licensed, approved, endorsed, or supervised in your jurisdiction.
  3. Regulators do not typically approve or endorse commercial products. Any regulatory reference must not be interpreted as a guarantee, certification, endorsement, or assurance regarding the safety, suitability, or legality of any product or service for you.
  4. If we state that an authorization is in process, it means it has not been granted unless and until we expressly confirm approval.

8. Limits Upon Exclusions of Liability

Nothing in this disclaimer will:

  1. Limit or exclude liability for death or personal injury resulting from negligence;
  2. Limit or exclude liability for fraud or fraudulent misrepresentation;
  3. Limit liabilities in any way that is not permitted under applicable law; or
  4. Exclude liabilities that cannot be excluded under applicable law.