Fund and withdraw on your own terms
Top up via SEPA from your own bank and withdraw back to yourself — using your personal Euro IBAN in Clapp.
How it works
1. Fund via SEPA
Send euros directly from your own bank account via SEPA.
2. Buy UMA
Confirm your purchase at the rate shown before you commit.
3. Custody from second one
Your UMA is secured by Fireblocks MPC custody from the moment of purchase.
Pay by bank transfer
No card fees — pay by SEPA bank transfer. T&C apply.
Security and compliance
Your assets are protected by Fireblocks institutional-grade MPC custody.
Clapp is a technology platform that delivers its crypto-related services through licensed entities, and compliance obligations such as AML/CFT are handled by the relevant entities depending on jurisdiction.
Frequently asked questions
Can I send euros to another person from Clapp?+
Funds move between your own bank and your Clapp account. Transfers to or from third parties are not supported.
How is my UMA stored?+
Your UMA is secured by Fireblocks MPC custody from the moment of purchase.
Who provides Clapp's services?+
We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.
What is UMA?
UMA, or Universal Market Access, is a blockchain-based protocol aimed at creating synthetic assets and decentralized financial contracts. Launched in 2018, UMA enables users to design and execute self-enforcing contracts securely and transparently without intermediaries.
UMA’s decentralized oracle service ensures that financial contracts remain accurate and tamper-proof, while its synthetic asset functionality provides exposure to any underlying asset, including commodities, fiat currencies, or cryptocurrencies. UMA’s mission is to make financial markets universally accessible.
UMA is widely adopted by decentralized finance (DeFi) platforms for its robust and flexible financial tools. It plays a key role in the DeFi ecosystem by expanding access to financial products globally.
Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.