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Crypto on your terms. Credit on your side

Pre-approved capital, ready on-demand, powered by your crypto holdings. Use what you need, when you need it, and never sell a single satoshi.

Three Steps to Instant Capital

Get instant access to one or more flexible, revolving lines of credit — always on hand and rising along with your balance.

Activate

1
Need funds? Tap to activate your line and select which Wallet asset(s) to use as collateral, from 1 to 15

Credit Line That Beats Any Crypto Loan

Total Control, Zero Pressure
No fixed monthly payments. Repay any amount, anytime. Swap, add or remove collateral assets easily.
Pay Less as You Pay Back
Only pay for the funds you actually use, at a floating rate that drops as you repay. 
Always Accessible
Your credit line is always on. It’s your permanent capital safety net, ready 24/7 for opportunities or emergencies.
Smart Safety Nets
Get automatic alerts if your collateral value nears a critical level, giving you peace of mind and time to act.

Your Portfolio, Your Rules.

Diversification shouldn't stop at investing. Use a single asset or build a collateral basket with up to 15 different cryptocurrencies. Unlock the value of your entire portfolio through one seamless credit line.
 Your Rules.
Mix
Match
Manage

Easily Swap Your Collateral

React to the market without cashing out. Our dynamic collateral management lets you easily add, remove, or swap assets in your collateral basket — even after you've drawn funds.  Lock in gains on one asset and use another to back your credit line, all without complicated refinancing.

LTV: Your Safety Buffer, Explained Simply.

The LTV (loan-to-value) ratio shows how much you've borrowed compared to your collateral's value. A lower LTV keeps your credit line secure — think of it as your “borrowing cushion.”
Example:
You pledge 10 BNB valued at $1,000 each (total of $10,000 in collateral). With a 70% LTV limit, you can borrow up to $7,000. You decide to borrow $2,000. Your LTV is 20% ($2,000 ÷ $10,000). This is a very safe LTV with a large cushion
against market swings. 
We’ll notify you if your LTV rises, giving you time to adjust.
Sleep easy.

Interest Rates: What You Need to Know

0% When Idle. Fair Rates When Active.

Your crypto credit line puts you in complete control of your interest costs. Only pay for what you actually draw, at rates that reward a healthy safety cushion.

0% When Not in Use

Your credit line costs nothing until you need it. The pre-approved limit is simply there, with zero fees or interest charged.

Only Pay For What You Use

Once you draw funds, you are only charged interest on the exact amount withdrawn, not your entire credit limit. Use $500 out of a $10,000 limit? You only pay interest on the $500.

Risk-Based, Floating Rates

Your interest rate is dynamic and tied to your Loan-to-Value (LTV) ratio.

Lower LTV = Lower Rate: The less you borrow relative to your collateral, the lower the risk and the lower your interest rate.
Higher LTV = Higher Rate: As you draw more funds and your LTV increases, the interest rate adjusts accordingly.

Elevate Your Crypto Investing with Clapp

Elevate Your Crypto Investing with Clapp

Take full control of your crypto portfolio with ease. Track, manage, and optimize your holdings — all in one powerful app. No matter your experience level, Clapp gives you the tools to invest with confidence.