Secured by Fireblocks
Regulated VASP
Crypto License in El Salvador
Segregated Corporate Wallets
Beyond Rigid Tiers: Fully Customizable Credit Line
Standard retail loans don't fit corporate needs. Your business requires flexibility, not rigid tiers. We underwrite every corporate credit line individually offering terms that algorithm-driven platforms cannot match.
Rates from 1% APR
We reward healthy LTVs and liquid collateral with industry-leading low rates.
Multi-Asset Collateral
Secure your line with a diversified basket of assets (BTC, ETH, stablecoins, and select altcoins) to lower your risk profile.
Negotiable LTV
We define Loan-to-Value ratios based on your specific asset mix and liquidity needs, not a fixed platform rule.
No Prepayment Penalties
Repay partially or fully whenever your cash flow allows. You only pay interest on what you use.
Strategic Liquidity for Modern Business
Working Capital Optimization
Bridge the gap between crypto revenue and fiat expenses (payroll, taxes, servers) without triggering taxable capital gains events by selling your core position.
Leverage & Acquisition
Access immediate liquidity to seize market opportunities or acquire new assets without liquidating your current portfolio.
Security & Infrastructure
We understand that return of capital is as important as return on capital. Our infrastructure is built for the strictest compliance and security standards.
Qualified Custody
All collateral is secured with Fireblocks' MPC (Multi-Party Computation) technology, eliminating single points of failure.
EU Regulation
Clapp operates as a licensed VASP in the Czech Republic, fully compliant with EU AML/CFT frameworks.
Bankruptcy Remote
Corporate collateral is segregated from Clapp's operational funds. Your assets remain yours.
Get Your Custom Term Sheet
Tell us about your liquidity needs. Our credit desk will review your request and propose a tailored structure within 24 hours.
Access 24/7 support
Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.
FAQ
How do you achieve rates as low as 1% APR?+
Unlike retail platforms with fixed rates, we price risk dynamically. For clients willing to maintain a conservative Loan-to-Value (LTV) ratio or provide highly liquid collateral (like BTC or stablecoins), we can offer rates significantly below market average.
What assets can be used as collateral?+
We accept a wide range of liquid digital assets, including Bitcoin, Ethereum, major altcoins, and stablecoins. We can also underwrite credit lines against diversified portfolios of top-50 market cap assets upon review.
Is there a minimum borrowing amount?+
Our bespoke corporate structuring is optimized for credit lines starting from €50,000 equivalent. For smaller amounts, please use our automated retail borrowing features in our app.
How quickly can funds be deployed?+
Once terms are agreed upon and KYC/KYB is completed, liquidity is typically available within the same business day via SEPA Instant (EUR) or immediate stablecoin transfer.