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Borrow against your Bitcoin Cash without selling it

Access liquidity while keeping your BCH position.

Open a credit line

0% APR at low LTV

0% APR when your Loan-to-Value (LTV) ratio stays below 20%. T&C apply.

Bitcoin Cash as collateral

Use Bitcoin Cash as collateral at up to 30% LTV.

How it works

  1. 1. Deposit collateral

    Move Bitcoin Cash into your credit line as collateral.

  2. 2. Draw only what you need

    Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.

  3. 3. Rate follows your risk

    Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.

  4. 4. Repay on your terms

    No credit checks, no fixed monthly payments. Repay any amount, anytime. T&C apply.

Estimated Total Credit Line
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Collateral Value
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To open a Credit Line, choose which Assets you'd like to use as Collateral.
Stay ahead of margin calls
Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.

Security and compliance

Your assets are protected by Fireblocks institutional-grade MPC custody.

Clapp is a technology platform that delivers its crypto-related services through licensed entities, and compliance obligations such as AML/CFT are handled by the relevant entities depending on jurisdiction.

Frequently asked questions

Is borrowing against my Bitcoin Cash a taxable event?+

Borrowing against your assets is generally not a taxable event, meaning you can access liquidity without triggering capital gains. Consult a tax professional in your jurisdiction.

What does an open but unused credit line cost?+

Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.

How is my borrowing rate determined?+

Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.

What happens if my LTV gets too high?+

Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.

Who provides Clapp's services?+

We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.

What is Bitcoin Cash (BCH)?

Bitcoin Cash (BCH) is a peer-to-peer digital currency created as a fork of Bitcoin to address issues like transaction speed and scalability. It offers faster and cheaper transactions compared to Bitcoin, making it suitable for everyday use.

Introduced in 2017, BCH aims to enable widespread adoption by providing an efficient payment system. With its larger block size, Bitcoin Cash supports more transactions per second, ensuring faster processing.

BCH has grown into a widely accepted cryptocurrency, supported by numerous wallets and exchanges. Its vision focuses on maintaining the original goal of Bitcoin as a decentralized and efficient payment system.

Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.