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Uniswap-Backed Loans: Cash Without Selling Your UNI

Open a credit line secured by your UNI and draw euros or stablecoins when you need them. Uniswap is accepted at up to 30% LTV, your rate depends on how much of that limit you use, and at low LTV it is 0% APR. Your coins sit in institutional custody secured by Fireblocks while the line is open and are back in your wallet when you repay.

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Why Borrow Against Uniswap Instead of Selling It

UNI is the governance token of the Uniswap protocol. A credit line secured by it turns the UNI you already hold into spendable euros or stablecoins, on terms that follow your own loan-to-value ratio.

  • Stay invested in Uniswap

    Your UNI keeps working as collateral while you spend the euros or stablecoins you need, and it is back in your wallet after repayment.

  • 0% APR at low LTV

    Keep your LTV at or below 20% and your drawn balance costs 0% APR. Above that, the APR rises in clear steps you can see before you draw.

  • Interest only on what you draw

    An open line with nothing drawn costs nothing. Keep it in reserve and interest starts only on the euros or stablecoins you actually take.

  • Flexible repayment

    Pay back a little or everything whenever it suits you. There are no instalments to keep track of, and the balance can also be settled from your collateral.

  • Euros or stablecoins, in seconds

    Draw EUR to your bank account via SEPA Instant, or take USDT or USDC straight to your Clapp wallet.

  • One line, several assets

    Post BTC, stablecoins or other accepted assets next to your UNI to lift your limit or lower your LTV.

What Uniswap is

UNI is the governance token of Uniswap, one of the largest decentralized exchanges, where holders vote on how the protocol is run.

Uniswap as collateral

UNI is one of the best-known decentralized finance tokens, liquid on all major exchanges but noticeably more volatile than the majors.

Who borrows against Uniswap

Decentralized finance users and Uniswap supporters who want to keep their governance tokens while raising euros or stablecoins.

How a Uniswap-Backed Credit Line Works

How it works, step by step.

1. Deposit UNI and set it as collateral

Send UNI to your Clapp wallet, then pick the amount that will back your credit line. You can top it up later.

2. See your available credit

Your limit is calculated from the live UNI price and the 30% LTV cap for Uniswap. Draw as much or as little of it as you need.

3. Spend and pay back

Send euros to your bank via SEPA Instant or take stablecoins, repay in your own time, and get your UNI back in your wallet when the balance reaches zero.

Uniswap Collateral: Key Terms

ParameterUniswap (UNI)
Maximum LTV30%
APR range0–21.9%, set by your LTV
APR at low LTV0% at or below 20% LTV
You can borrowEUR, USDC, USDT
RepaymentIn parts or in full, no fixed schedule
Custody while the line is openInstitutional custody secured by Fireblocks
Combine withOther supported collateral assets in the same line

Uniswap Price Down: What Changes for Your Loan

Your LTV moves, and you stay in control of it

UNI tends to move with decentralized finance activity and sentiment, so sector news can push its price down quickly. Your LTV compares the balance you owe with what your UNI is worth right now. A lower UNI price pushes that ratio up, and the app shows the change as it happens. To bring it down, post more collateral or pay back part of what you owe; either works straight away. Part of the collateral is sold only if the ratio climbs all the way to the liquidation threshold in your dashboard, so the gap between today's LTV and that line is your safety margin.

More Collateral to Pair with Uniswap

Mix assets in a single credit line. Every accepted asset comes with its own LTV cap, highest for stablecoins and lower for more volatile coins; the live list below shows them all.

How Much Can You Borrow Against Uniswap?

Try different amounts of UNI and see how much you could draw and what your LTV would be, using live prices.

Estimated Total Credit Line
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Collateral Value
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To open a Credit Line, choose which Assets you'd like to use as Collateral.

Access 24/7 support

Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.

Frequently Asked Questions

  • How much can I borrow against Uniswap?

    Uniswap is accepted as collateral at up to 30% LTV, so your available credit is a share of the current market value of the UNI you post. The calculator on this page shows the exact figure for your amount, and the limit moves with the live UNI price while the line is open.

  • Can I get a UNI loan?

    Yes. Uniswap tokens can secure a Clapp credit line with a cap of 30% LTV; the limit they unlock is available in euros or stablecoins.

  • What APR applies when I borrow against Uniswap?

    Your rate moves with your LTV within a range of 0–21.9%: 0% APR as long as you stay at or below 20%, higher above it. You are only charged on the drawn balance.

  • Can I get cash without selling my Uniswap?

    Yes. Borrowing against Uniswap exists precisely so you do not have to sell: your UNI secures the line, you spend the euros or stablecoins, and after repayment the UNI is back in your wallet.

  • Can a UNI price drop affect my credit line?

    The ratio between your balance and your collateral climbs. You can lower it straight away with more collateral or a partial repayment, and nothing is sold unless the LTV reaches the liquidation threshold shown in your dashboard.

  • Will I still benefit if UNI goes up while it is posted?

    Yes. If UNI rises while it is posted, your collateral value and available credit rise with it, and the UNI is back in your wallet once you repay.

Unlock Cash From Your Uniswap

Open a credit line against your UNI and draw euros or stablecoins on demand, From 0% APR at low LTV.

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