0% APR at low LTV
Tether as collateral
How it works
1. Deposit collateral
Move Tether into your credit line as collateral.
2. Draw only what you need
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
3. Rate follows your risk
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
4. Repay on your terms
No credit checks, no fixed monthly payments. Repay any amount, anytime. T&C apply.
- Estimated Total Credit Line
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Security and compliance
Frequently asked questions
Is borrowing against my Tether a taxable event?+
Borrowing against your assets is generally not a taxable event, meaning you can access liquidity without triggering capital gains. Consult a tax professional in your jurisdiction.
What does an open but unused credit line cost?+
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
How is my borrowing rate determined?+
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
What happens if my LTV gets too high?+
Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.
Who provides Clapp's services?+
We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.
What is Tether (USDT)?
Tether (USDT) is a leading stablecoin in the cryptocurrency market, designed to maintain a 1:1 peg with the US dollar. Launched in 2014, Tether aims to provide the benefits of digital currency—such as fast transactions and blockchain technology—while minimizing the volatility typically associated with cryptocurrencies.
Each USDT token is backed by reserves, including traditional currency and cash equivalents, ensuring its stability and reliability.
Tether operates across multiple blockchains, including Ethereum, Tron, and Solana, enhancing its accessibility and utility in various applications. It serves as a bridge between traditional fiat currencies and digital assets, facilitating seamless transactions and acting as a stable store of value in the crypto ecosystem.
Tether's widespread adoption has made it a cornerstone in the cryptocurrency market, providing liquidity and stability for traders and investors alike.
Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.