0% APR at low LTV
Cardano as collateral
How it works
1. Deposit collateral
Move Cardano into your credit line as collateral.
2. Draw only what you need
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
3. Rate follows your risk
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
4. Repay on your terms
No credit checks, no fixed monthly payments. Repay any amount, anytime. T&C apply.
- Estimated Total Credit Line
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Security and compliance
Frequently asked questions
Is borrowing against my Cardano a taxable event?+
Borrowing against your assets is generally not a taxable event, meaning you can access liquidity without triggering capital gains. Consult a tax professional in your jurisdiction.
What does an open but unused credit line cost?+
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
How is my borrowing rate determined?+
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
What happens if my LTV gets too high?+
Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.
Who provides Clapp's services?+
We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.
What is Cardano (ADA)?
Cardano (ADA) is a blockchain platform designed to provide a more secure and scalable infrastructure for the development of decentralized applications (dApps) and smart contracts.
Launched in 2017 by Input Output Hong Kong (IOHK) and led by Charles Hoskinson, one of the co-founders of Ethereum, Cardano aims to address the limitations of earlier blockchain platforms by focusing on sustainability, scalability, and interoperability.
The platform utilizes a unique proof-of-stake consensus mechanism called Ouroboros, which enhances security while reducing energy consumption compared to traditional proof-of-work systems.
ADA, the native cryptocurrency of the Cardano network, is used for transaction fees, staking, and governance within the ecosystem. Cardano's commitment to peer-reviewed research and a rigorous development process has positioned it as a prominent player in the blockchain space, attracting a growing community of developers and investors.
Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.