0% APR at low LTV
Bitcoin as collateral
How it works
1. Deposit collateral
Move Bitcoin into your credit line as collateral.
2. Draw only what you need
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
3. Rate follows your risk
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
4. Repay on your terms
No credit checks, no fixed monthly payments. Repay any amount, anytime. T&C apply.
- Estimated Total Credit Line
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Security and compliance
Frequently asked questions
Is borrowing against my Bitcoin a taxable event?+
Borrowing against your assets is generally not a taxable event, meaning you can access liquidity without triggering capital gains. Consult a tax professional in your jurisdiction.
What does an open but unused credit line cost?+
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
How is my borrowing rate determined?+
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
What happens if my LTV gets too high?+
Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.
Who provides Clapp's services?+
We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.
What Is Bitcoin (BTC)?
Bitcoin (BTC), introduced in 2009 by an anonymous entity known as Satoshi Nakamoto, is the world's first decentralized digital currency. It operates on a secure peer-to-peer network using blockchain technology, which ensures transparency and immutability of transactions. Bitcoin has revolutionized the financial landscape, providing people worldwide with an alternative to traditional fiat currencies.
Initially created to enable peer-to-peer electronic cash transactions, Bitcoin has since evolved into a digital store of value, often referred to as "digital gold." Due to its deflationary nature and scarce supply of 21 million coins, Bitcoin has gained popularity among investors seeking long-term value appreciation.
Today, Bitcoin is widely used across various industries for online payments, investments, and remittances. Whether you're looking to diversify your portfolio or simply start your journey into the world of cryptocurrency, buying Bitcoin is a powerful first step.
Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.