0% APR at low LTV
Ethereum as collateral
How it works
1. Deposit collateral
Move Ethereum into your credit line as collateral.
2. Draw only what you need
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
3. Rate follows your risk
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
4. Repay on your terms
No credit checks, no fixed monthly payments. Repay any amount, anytime. T&C apply.
- Estimated Total Credit Line
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Security and compliance
Frequently asked questions
Is borrowing against my Ethereum a taxable event?+
Borrowing against your assets is generally not a taxable event, meaning you can access liquidity without triggering capital gains. Consult a tax professional in your jurisdiction.
What does an open but unused credit line cost?+
Interest only accrues on the funds you actually draw. An open but unused line costs 0%. T&C apply.
How is my borrowing rate determined?+
Your borrowing rate is floating and tied to your LTV — lower risk means a lower rate.
What happens if my LTV gets too high?+
Smart alerts notify you if your LTV nears critical levels, giving you time to top up collateral.
Who provides Clapp's services?+
We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.
What is Ethereum (ETH)?
Ethereum (ETH) was introduced in 2015 by Vitalik Buterin and has since become one of the most influential cryptocurrencies in the digital world. Unlike Bitcoin, which primarily serves as a digital store of value, Ethereum was created as a platform to enable smart contracts and decentralized applications (dApps).
Powered by blockchain technology, Ethereum allows developers to build and deploy decentralized applications without central oversight, which has fueled the rise of decentralized finance (DeFi) and NFTs (non-fungible tokens).
Ethereum's native cryptocurrency, ETH, is widely used for network transactions, application development, and as a digital asset for investments. The total supply of ETH is not fixed, making it unique among cryptocurrencies.
As Ethereum transitions to its proof-of-stake consensus model, known as Ethereum 2.0, it is set to become more energy-efficient and scalable, drawing increasing interest from investors worldwide.
Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.