Your rate is fixed for the entire term — no surprises. Lock in up to 8.2% APR and know exactly what you'll earn.
Choose a longer savings period and earn a premium yield. We reward your patience with our best rates.
Enable auto-renewal, and your EUR deposit plus all earned interest will automatically re-lock into a new term at the best available rate when your current one ends.
For select terms, opt to receive your EUR interest as a monthly passive income stream directly to your Wallet, while your principal remains locked and growing.
Deposit EUR once, lock your rate, and watch your balance grow. No need to monitor markets or manually reinvest — we handle everything until maturity.
Your EUR is held with institutional-grade custody by Fireblocks and managed by a fully registered EU Virtual Asset Service Provider (VASP), ensuring security and regulatory compliance.
Clapp Fixed Savings is offered by a fully registered EU VASP, ensuring your long-term financial goals are built on a foundation of compliance and transparency.



Choose your term. Lock your rate. Pick 1, 3, 6, or 12 months and secure a fixed annual rate upfront. It stays the same regardless of market changes. Simple, predictable, and built for guaranteed growth with Clapp Fixed Savings.


Select EUR, choose your term and amount, and transfer from your Clapp Wallet. Your rate is locked immediately.
Your fixed APR is applied daily. Interest compounds within the deposit, accelerating your growth.
At the end of your term, withdraw your full EUR balance or let it auto-renew into a new fixed term.
Monitor your stablecoin yield in the Clapp app.

Lock in a guaranteed rate on Euro.
Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.
Clapp Fixed Savings lets you deposit Euro (EUR) for a fixed period (1–12 months) in exchange for a fixed rate for your chosen term. Your rate stays unchanged throughout the term.
Interest is calculated based on your fixed rate for the selected term. Interest is paid at the end of the term, or monthly if you select that option (where available).
Early closure may be allowed in exceptional cases through support. If closed early, accrued interest is forfeited and only principal is returned.
You'll be notified before maturity. If auto-renewal is enabled, your deposit plus earned interest re-locks into a new term at the best available rate. If auto-renewal is off, the full amount returns to your wallet.
The minimum deposit is 250 EUR.
No. Your rate is fixed when you open the deposit and remains unchanged for the entire term, regardless of market conditions.