Daily Compounding
Unlike traditional savings accounts that pay monthly, Clapp calculates and pays interest every single day. Your Monday interest earns you more interest on Tuesday.
24/7 Liquidity
Unlike fixed-term bank deposits that lock your cash away for months to get a decent rate, Clapp keeps your savings liquid. Need your funds on a Sunday night? Withdraw instantly. Your money works hard for you, but it is always ready for you.
High, Transparent Yields
Banks offer pennies; we offer performance. See your exact 5.2%* APY clearly displayed in the app. No confusing tiers, no hidden "loyalty" requirements—just a straightforward, high-yield return on your assets that beats inflation.
Low Minimums
Wealth building shouldn't have a barrier to entry. Forget the high minimum deposits of private banking. Start earning interest with as little as 10 EUR, USDC, or USDT and watch your savings grow from day one.
Simple & Predictable
Stop stressing over market dips and trading strategies. Clapp Savings is designed for set-and-forget growth. We eliminate the volatility of trading, giving you a predictable, passive income stream that simply works.
Euro (EUR) Native Savings
Deposit Euros via SEPA Instant and start earning immediately. We bridge the gap between fiat banking and crypto yields seamlessly.
Licensed & Regulated
Clapp Finance operates as a registered VASP in the Czech Republic, adhering to strict EU AML and compliance standards.
Fireblocks Custody
Your assets are safeguarded by Fireblocks, the industry leader in digital asset security, utilizing Multi-Party Computation (MPC) technology to eliminate single points of failure.
Deposit or Withdraw Instantly
Deposit
Choose your asset, enter your amount, and funds appear instantly. Start earning interest from the next day.
Withdraw
Any amount from 10 USDC/USDT/EUR up to your full balance. Instantly accessible, no waiting, no penalties.
Track Everything in One Place
See the Difference
Current APY Rates
Earn competitive returns on top assets, daily.
Access 24/7 support
Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.
FAQ
How is interest calculated?+
Interest is calculated once per day using an APR derived from the displayed APY. The calculation is based on the lowest balance on your account during the previous day, and the earned interest is automatically added to your balance.
Do my earnings compound?+
Yes. Interest is added to your balance daily, which means your earnings begin earning interest themselves — automatic daily compounding.
When do I start earning interest after a deposit?+
Your deposit appears instantly in your Flexible Savings and begins earning interest from the next daily calculation cycle.
Can I withdraw my funds at any time?+
Yes. You can withdraw any amount from 10 EUR or the equivalent of 10 USD (in USDC, USDT, BTC, or ETH) to your full balance, instantly, at any time. There are no lockups, queues, or penalties.
Is there a minimum deposit or withdrawal amount?+
Yes. The minimum deposit and withdrawal amount is 10 EUR or the equivalent of 10 USD in USDC, USDT, BTC, or ETH (depending on the account).
Where can I track my earnings?+
In the Savings section of the Clapp app, you can see:
- Your current balance
- Total interest earned (all time)
- Current APY
- Full transaction history, including daily interest accruals
Everything is transparent and easy to follow.