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Clapp Flexible Savings.Up to 5.2% APY. No lockups. No friction.

Built for people who want real returns without trading, staking, or complicated strategies. Deposit once, earn daily, and withdraw anytime.
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  • Daily Compounding

    Unlike traditional savings account that pay monthly, Clapp calculates and pays interest every single day. Your Monday interest earns you more interest on Tuesday.

  • Higher Rewards for Longer Terms

    Commit to a longer period and earn a premium yield. The more time you give your savings, the higher the APY we offer — rewarding you for your patience.

  • Auto-Renewal

    Keep your money working without lifting a finger. Enable auto-renewal, and when your term ends, your deposit plus interest automatically re-locks at the best available rate.

  • Low Minimums

    Wealth building shouldn't have a barrier to entry. Forget the high minimum deposits of private banking. Start earning interest with as little as 10 EUR, 10 USDC, or 10 USDT and watch your savings grow from day one.

  • Simple & Predictable

    Stop stressing over market dips and trading strategies. Clapp Savings is designed for set-and-forget growth. We eliminate the volatility of trading, giving you a predictable, passive income stream that simply works.

  • Fireblocks Custody

    Your assets are safeguarded by Fireblocks, the industry leader in digital asset security, utilizing Multi-Party Computation (MPC) technology to eliminate single points of failure.

*All rates, terms, and conditions are subject to change. Additional terms and eligibility requirements may apply.

Deposit or Withdraw Instantly

  • Deposit

    Choose your asset, enter your amount, and funds appear instantly. Start earning interest from the next day.

  • Withdraw

    Any amount from 10 USDC, 10 USDT, or 10 EUR up to your full balance. Instantly accessible, no waiting, no penalties.

Current APY Rates

Earn competitive returns on top assets, daily.

See the Difference

Feature
Clapp Flexible Savings
Traditional Bank Savings
APY (EUR/USDC)
5.2%
2% - 4%
Payout Frequency
Daily
Monthly/yearly
Lock-up Period
None (flexible)
Often 1-5 years for high rates
Requirements
None
Minimum deposits

24/7 Support

Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.

FAQ

  • How is interest calculated?+

    Interest is calculated once per day using an APR derived from the displayed APY. The calculation is based on the lowest balance on your account during the previous day, and the earned interest is automatically added to your balance.

  • Do my earnings compound?+

    Yes. Interest is added to your balance daily, which means your earnings begin earning interest themselves — automatic daily compounding.

  • When do I start earning interest after a deposit?+

    Your deposit appears instantly in your Flexible Savings and begins earning interest from the next daily calculation cycle.

  • Can I withdraw my funds at any time?+

    Yes. You can withdraw any amount from 10 EUR or the equivalent of 10 USD (in USDC, USDT, BTC, or ETH) to your full balance, instantly, at any time. There are no lockups, queues, or penalties.

  • Is there a minimum deposit or withdrawal amount?+

    Yes. The minimum deposit and withdrawal amount is 10 EUR or the equivalent of 10 USD in USDC, USDT, BTC, or ETH (depending on the account).

  • Where can I track my earnings?+

    In the Savings section of the Clapp app, you can see:

    • Your current balance
    • Total interest earned (all time)
    • Current APY
    • Full transaction history, including daily interest accruals

    Everything is transparent and easy to follow.