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USD Coin Fixed Savings

Earn up to 8.2% on your USD Coin, with interest compounding daily.

Start saving

Security first

  • Your USD Coin is held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.

  • Clapp is a technology platform that provides access to crypto services through the relevant regulated entities. User assets are not rehypothecated unless clearly disclosed in the applicable terms of the service provider delivering the service.

  • Lock your rate

    Fixed Savings: lock in a guaranteed rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes. T&C apply

USDC
5,000 USDC 20,000,000 USDC
Start Earning
Interest59,450 USDC
Total784,450 USDC

Your USDC Growth, Perfectly Tracked

Monitor your fixed savings easily in the app.

APR
Total balance
All-time earnings
Straightforward interest accruals

Current Fixed APR for USDC

  • 1 month
    Up to
    6.2% APR
  • 3 months
    Up to
    6.7% APR
  • 6 months
    Up to
    7.2% APR
  • 12 months
    Up to
    8.2% APR

Frequently asked questions

  • Can my rate change during the term?+

    Fixed Savings: lock in a guaranteed rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes. T&C apply

  • Are my assets lent out or rehypothecated?+

    Clapp is a technology platform that provides access to crypto services through the relevant regulated entities. User assets are not rehypothecated unless clearly disclosed in the applicable terms of the service provider delivering the service.

  • Who provides Clapp's services?+

    We operate through a broad group structure that includes an EU entity pursuing MiCA authorisation, alongside other licensed and operational entities in the jurisdictions where we provide services. The relevant services continue to be delivered through the applicable entities and regulatory frameworks.

What is USD Coin (USDC)?

USD Coin (USDC) is a stablecoin pegged to the US dollar at a 1:1 ratio, designed to maintain a stable value regardless of cryptocurrency market conditions. Launched in 2018 by Circle and Coinbase, USDC is fully backed by US dollar assets held in regulated US financial institutions.

These reserves are overseen by the accounting firm Grant Thornton, which publishes monthly attestation reports to ensure transparency and trust.

As a fully backed stablecoin, USDC offers a reliable digital alternative to traditional fiat currencies, facilitating seamless transactions across various blockchain platforms.

Its stability and regulatory compliance have made it a popular choice for traders, investors, and businesses seeking to mitigate the volatility commonly associated with cryptocurrencies. USDC is widely accepted across exchanges, DeFi platforms, and wallets, making it a versatile choice for various financial activities.

Crypto-assets are high risk and highly volatile; you can lose all invested funds. Crypto-assets are not legal tender and are not covered by deposit guarantee or investor compensation schemes.