Stablecoin Yield: Earn Interest on USDC and Other Stablecoins

Put idle stablecoins to work with flexible or fixed savings — fixed USDC terms currently run up to 8.2% APR, with interest compounding daily.

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Rates That Stay Current

Every rate on this page renders live from the product — what you see is what the product offers today, not a stale marketing number.

Flexible or Fixed

Choose flexible savings for ongoing access or a fixed term for a set rate. Both run side by side in the same account.

Stablecoin Native

Earn on dollar-pegged tokens such as USDC — the same units you already hold, without converting into volatile assets first.

Interest in Kind

Interest is credited in the same stablecoin you deposit and compounds daily as part of your savings balance.

Institutional Custody

Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.

Transparent Fees

Terms, rates and any fee are shown upfront before you confirm. Transparent fees, stated in advance.

*All rates, terms, and conditions are subject to change. Additional terms and eligibility requirements may apply.

What Stablecoin Yield Actually Is

An interest account, not a token trick

Stablecoin yield is the interest you earn for keeping stablecoins on deposit. On Clapp it works like a savings balance: you hold regular USDC, and interest is credited to your account. That is different from yield-bearing stablecoins — special tokens that change in quantity or price to embed the yield — and from DeFi farming, where returns come from providing liquidity to on-chain protocols and carry smart-contract risk. Here the asset stays a plain stablecoin, the rate is shown before you commit, and flexible or fixed terms decide how you access your funds.

Current Fixed APR for USDC

Lock in a guaranteed rate on USD Coin.

1 month
Up to
6.2% APR
3 months
Up to
6.7% APR
6 months
Up to
7.2% APR
12 months
Up to
8.2% APR

Fixed SavingsFlexible Savings

Enter Amount

USDC

5,000 USDC 20,000,000 USDC

Start Earning

Use Clapp’s Flexible Savings to grow your funds with daily compound interest and complete freedom—no locking required. See your potential earnings today.

Interest59,450 USDC

Total784,450 USDC

Two Ways to Earn — Your Call

Full Flexibility

Flexible Savings: deposit and withdraw any amount, anytime — no lockups, no penalties. T&C apply

Lock Your Rate

Fixed Savings: lock in a guaranteed rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes. T&C apply

Secured by Fireblocks

Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.

Platform Model

Clapp is a technology platform that delivers its crypto-related services through licensed entities, and compliance obligations such as AML/CFT are handled by the relevant entities depending on jurisdiction.

Asset Use

Clapp is a technology platform that provides access to crypto services through the relevant regulated entities. User assets are not rehypothecated unless clearly disclosed in the applicable terms of the service provider delivering the service.

Access 24/7 support

Need help? Clapp's support team is available around the clock to keep your savings experience smooth.

Stablecoin yield questions

Demand. Traders and borrowers pay to use stablecoin liquidity in crypto markets, and that demand is passed back to depositors as interest. Rates move with market conditions, which is why this page renders them live instead of printing a number.

No. A yield-bearing stablecoin embeds the return in the token itself. On Clapp you hold regular stablecoins such as USDC, and interest is credited to your savings balance — the asset you hold stays a plain stablecoin.