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Stablecoin Yield: Earn Interest on USDC and Other Stablecoins

Put idle stablecoins to work with flexible or fixed savings — fixed USDC terms currently run up to 8.2% APR, with interest compounding daily.
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Why Earn on Stablecoins with Clapp

Stablecoins are where yield and predictability meet: dollar-pegged units on the earning side, live transparent rates on the product side.

  • Rates That Stay Current

    Every rate on this page renders live from the product — what you see is what the product offers today, not a stale marketing number.

  • Flexible or Fixed

    Choose flexible savings for ongoing access or a fixed term for a set rate. Both run side by side in the same account.

  • Stablecoin Native

    Earn on dollar-pegged tokens such as USDC — the same units you already hold, without converting into volatile assets first.

  • Interest in Kind

    Interest is credited in the same stablecoin you deposit and compounds daily as part of your savings balance.

  • Institutional Custody

    Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.

  • Transparent Fees

    Terms, rates and any fee are shown upfront before you confirm. Transparent fees, stated in advance.

*All rates, terms, and conditions are subject to change. Additional terms and eligibility requirements may apply.

What Stablecoin Yield Actually Is

An interest account, not a token trick
Stablecoin yield is the interest you earn for keeping stablecoins on deposit. On Clapp it works like a savings balance: you hold regular USDC, and interest is credited to your account. That is different from yield-bearing stablecoins — special tokens that change in quantity or price to embed the yield — and from DeFi farming, where returns come from providing liquidity to on-chain protocols and carry smart-contract risk. Here the asset stays a plain stablecoin, the rate is shown before you commit, and flexible or fixed terms decide how you access your funds.

Current Fixed APR for USDC

Lock in your rate on USD Coin.

  • 1 month
    Up to
    6.2% APR
  • 3 months
    Up to
    7.2% APR
  • 6 months
    Up to
    8.2% APR
  • 12 months
    Up to
    8.2% APR

Fixed-Term Yield, Made Simple

Pick a term of 1, 3, 6 or 12 months and see your rate before you commit. It stays fixed for the whole term, whatever the market does. Switch to Flexible Savings to compare access against rate.

USDC
5,000 USDC 20,000,000 USDC
Start Earning

Use Clapp’s Flexible Savings to grow your funds with daily compound interest and complete freedom—no locking required. See your potential earnings today.

Interest59,450 USDC
Total784,450 USDC

Two Ways to Earn — Your Call

Full Flexibility

Flexible Savings: deposit and withdraw any amount, anytime — no lockups, no penalties.

Lock Your Rate

Fixed Savings: lock in your rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes.

Security and Asset Handling

In this category trust is the product. Here is how customer assets are held and what Clapp is as a platform — stated plainly.

  • Secured by Fireblocks

    Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.

  • Platform Model

    Clapp operates through a transparent, multi-entity service model. For every Clapp product, we clearly identify the legal provider, applicable registration or partner authorisation, and the terms governing your service.

  • Asset Use

    Your savings balance stays visible in the Clapp app the whole time it earns, with interest credited daily in the same asset. How each savings service works is set out in its terms, which you see before you confirm.

Access 24/7 support

Need help? Clapp's support team is available around the clock to keep your savings experience smooth.

Stablecoin yield questions

  • Why are stablecoin yields higher than regular savings rates?

    Demand. Traders and borrowers pay to use stablecoin liquidity in crypto markets, and that demand is passed back to depositors as interest. Rates move with market conditions, which is why this page renders them live instead of printing a number.

  • Is this the same as a yield-bearing stablecoin?

    No. A yield-bearing stablecoin embeds the return in the token itself. On Clapp you hold regular stablecoins such as USDC, and interest is credited to your savings balance — the asset you hold stays a plain stablecoin.

  • Can I withdraw my stablecoins whenever I want?

    Flexible Savings: deposit and withdraw any amount, anytime — no lockups, no penalties.

  • Can my rate change during a fixed term?

    Fixed Savings: lock in your rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes.

  • Where are my assets held while they earn?

    In institutional custody secured by Fireblocks — the same MPC technology trusted by global banks. The provider of each savings service and the terms that apply are identified in the Clapp app before you confirm.

  • What are the minimum amounts for USDC savings?

    For flexible USDC savings the minimum deposit is 10 USDC and the minimum withdrawal is 10 USDC. Fixed-term minimums are shown before you confirm a term.

Start Earning on Your Stablecoins

The top savings rate on Clapp right now is 8.2% APR. Create an account, pick flexible or fixed, and put idle stablecoins to work.

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