What a Clapp Savings Account Gives You
One account, two ways to earn, and rates that render live from the product rather than from a marketing page.
Earn on What You Hold
Deposit crypto you already own. There is no need to sell, convert, or take on a new asset just to start earning.
Daily Compounding
Interest is credited in the same asset you deposited and compounds daily as part of your savings balance.
Flexible or Fixed
Keep funds reachable with flexible savings, or commit to a term for a set rate. Run both side by side in one account.
Live Rates, Not Promises
Every rate shown across Clapp renders from the live product, so what you read is what is currently on offer.
Institutional Custody
Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.
Transparent Fees
Terms, rates and any fee are shown upfront before you confirm. Transparent fees, stated in advance.
How to Start Earning
Three steps from an idle balance to daily interest.
1. Create your account
Sign up in the Clapp app and complete verification. Savings sit alongside your wallet, so funds move between them directly.
2. Choose flexible or fixed
Pick ongoing access with flexible savings, or select a term between 1 and 12 months to secure the rate shown before you confirm.
3. Deposit and earn
Move the amount you want to save into the plan. Interest starts accruing and is credited in the same asset, compounding daily.
Save on Your Terms
Deposit
Choose your asset, enter your amount, and funds appear instantly. Start earning interest from the next day.
Withdraw
Any amount from 10 USDC/USDT/EUR up to your full balance. Instantly accessible, no waiting, no penalties.
Assets You Can Save With
The current fixed-savings catalog with the best available rate for each asset, ordered by the product. Open any asset to see its terms in detail.
Where Your Assets Sit While They Earn
In this category the honest questions come before the rate: who holds the assets, what the platform is, and what happens to deposits. Stated plainly.
Institutional custody
Assets are held under Fireblocks institutional-grade MPC custody — the same technology trusted by global banks.
Platform model
Clapp is a technology platform that delivers its crypto-related services through licensed entities, and compliance obligations such as AML/CFT are handled by the relevant entities depending on jurisdiction.
Asset use
Clapp is a technology platform that provides access to crypto services through the relevant regulated entities. User assets are not rehypothecated unless clearly disclosed in the applicable terms of the service provider delivering the service.
Access 24/7 support
Need help? Clapp's support team is available around the clock to keep your savings experience smooth.
Crypto savings questions
What is a crypto savings account?+
It is an account where crypto you already hold earns interest instead of sitting idle. You deposit an asset, choose flexible access or a fixed term, and interest is credited in the same asset and compounds daily.
How is this different from staking?+
Staking pays you for helping secure a blockchain, and rewards depend on that network. A savings account pays interest set by the product on the asset you deposit, including assets that cannot be staked at all.
Can I withdraw my crypto whenever I want?+
Flexible Savings: deposit and withdraw any amount, anytime — no lockups, no penalties. T&C apply
Can my rate change during a fixed term?+
Fixed Savings: lock in a guaranteed rate for a term of 1 to 12 months. Your rate is fixed upfront and never changes. T&C apply
Which assets earn the most?+
Rates differ by asset and by term, and stablecoins typically pay more than major coins because demand for stablecoin liquidity is higher.
The catalog on this page shows the best current rate for each available asset, ordered by the product.
Are my assets lent out or rehypothecated?+
Clapp is a technology platform that provides access to crypto services through the relevant regulated entities. User assets are not rehypothecated unless clearly disclosed in the applicable terms of the service provider delivering the service.