What is the Clapp Savings Account?

The Clapp Savings Account lets you earn interest on crypto and fiat-backed assets held in your wallet. Your balance earns daily compounded interest while remaining fully accessible at all times.

Which assets are supported?

You can earn interest on USD Coin (USDC), Tether (USDT), Euro (EUR), Bitcoin (BTC), and Ethereum (ETH). Each asset has its own APY displayed in the app.

How is interest calculated?

Interest is calculated once per day using an APR derived from the displayed APY. The calculation is based on the lowest balance on your account during the previous day, and the earned interest is automatically added to your balance.

Do my earnings compound?

Yes. Interest is added to your balance daily, which means your earnings begin earning interest themselves — automatic daily compounding.

When do I start earning interest after a deposit?

Your deposit appears instantly in your Savings Account and begins earning interest from the next daily calculation cycle.

Can I withdraw my funds at any time?

Yes. You can withdraw any amount from 10 units up to your full balance, instantly, at any time. There are no lockups, queues, or penalties.

Is there a minimum deposit or withdrawal amount?

Yes. The minimum deposit and withdrawal amount is 10 units (USDC, USDT, EUR, BTC, or ETH, depending on the account).

Will the APY change over time?

Yes. APYs may change based on market conditions. Any updates are reflected clearly in the app, and your earnings are always calculated using the current rate.

Is earning interest a taxable event?

Interest earned may be considered taxable income depending on your jurisdiction. Consult a qualified tax professional for guidance specific to your situation.

USD Coin Savings Account. Earn 5.2% APY with USDC. No lockups. Full control.

Put your USD Coin to work: earn daily compounded interest with instant access. Grow your balance effortlessly while keeping your funds fully accessible.

Why Choose Clapp Savings?

High Yield

Earn 5.2% APY on your USDC.

Compound Growth

Your interest starts earning interest daily, accelerating returns.

Instant Access

Withdraw anytime, with no waiting or lockups.

Transparent Returns

APY is always clearly displayed in the app.

Low Minimum Deposit

Start growing your savings with just 10 USDT.

Simple & Predictable

No strategies, no guesswork, no surprises.

Deposit or Withdraw Instantly

Deposit

Choose your asset, enter your amount, and funds appear instantly. Start earning interest from the next day.

Withdraw

Any amount from 10 USDC/USDT/EUR up to your full balance. Instantly accessible, no waiting, no penalties.

Track Everything in One Place

Current APY

Total balance

All-Time Earnings

Daily Interest Accruals

Start Earning Today

Deposit once. Earn daily. Withdraw whenever you want. Your USDC shouldn't sit idle — let it grow.

Access 24/7 support

Need help? Clapp's expert team is ready to assist anytime, ensuring your experience is smooth and hassle-free.

FAQ

A high-yield account for your USDC, earning daily compounded interest while keeping your funds fully accessible.

Daily, based on the lowest balance from the previous day. Interest is automatically credited to your account, starting compounding immediately.

Yes — daily compounding grows your balance faster over time.

From the next daily calculation cycle after your deposit.

Yes — instantly, from 10 USDT up to your full balance, with no lockups or queues.

Yes — 10 USDT minimum.